What should you do when?

DO I REALLY NEED

Do I need Travel Insurance? Alpaca Your Bags Travel

YES, YOU DO!

DID YOU KNOW?

Most all-inclusive resorts and vacation packages are PRE-PAID and NON-REFUNDABLE.

As much as we try, there are some things we cannot plan for.
Travel insurance is rarely for the things we can predict - its for the unexpected.

Group celebratioins

​Travel Insurance can reimburse you for unplanned expenses

  • If you have a last minute injury or illness, can you afford to lose the full cost of your trip?
  • If an unexpected snowstorm, hurricane or weather issue and your flight is canceled, can you afford to pay for emergency accommodations?
  • If someone in your family becomes ill or unexpectedly passes away, can you afford to lose the full cost of your trip?
  • If your vacation time or PTO is revoked OR if you are laid off, could you afford to reschedule your trip?
  • If you have an unexpected emergency while on your vacation, can you afford to purchase last minute plane tickets home?
  • If you are attending a Destination Wedding, can you afford to lose the cost of your trip if the wedding is canceled?
  • Can you afford to pay cash for emergency medical services in a foreign country?
  • If the resort or hotel is damaged in a fire, natural disaster or hurricane, can you afford to relocate your trip?
  • Does your health insurance provide coverage should you need to be airlifted out of your destination?​
  • Are you comfortable with the risk of losing your entire vacation cost?​

WHAT TYPE OF INSURANCE IS RIGHT FOR ME?


NOT ALL INSURANCE IS THE SAME!

This is an area where the fine print really matters. Like most things in life, you get what you pay for.
Cheap insurance  can be like a cheap parachute...
it may mean less coverage and fewer resources when things go awry.

In most cases, we recommend Allianz for Comprehensive Third-Party Insurance.
However, certain states have unique insurance regulations that may require a different plan.

There are dozens of insurance plans available.
If you have a specific concern, please let us know and we can discuss.

Note: If you are pregnant, planning to become pregnant or have a pre-existing medical condition:
Please read policy details carefully before purchasing. If you have questions, we are always available to help!
Email me at ashley@alpacayourbags.com or call me at 816-287-0383

Alpaca Your Bags Travel. Our Name is Funny, But Our Service Isn't!